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Our Blog
Welcome to the Members Plus Credit Union blog! We will be providing you with tips, helpful information, financial advice as well as letting you in on our opinion! We hope you find the articles below not only helpful but interesting!
Budgeting 101: Top 10 Tips for Making and Following a Monthly Budget
Nov 20th, 2024
Never had a monthly budget before? Here are some tips to get you started. Whether you’re deep in the throes of money woes or you’re just looking for a way to save a bit more cash, there’s one thing you can do to turn everything around: You nee... Read More
Homeownership: Beyond the Down Payment—Understanding the True Costs
Nov 6th, 2024
Buying a home is a huge milestone in our lives and is the largest purchase most of us will ever make. It is important for those who are interested in homeownership to understand the benefits of buying a home versus renting and what a smart investmen... Read More
Financial Terms Decoded: Your Guide to Banking Jargon
Oct 23rd, 2024
When it comes to banking and finance, there are some keywords that you should be familiar with. Knowing the common banking jargon is a smart way to ensure you can effectively manage your accounts and understand exactly what you are dealing with when... Read More
How to Build Credit in 6 Simple Steps
Oct 9th, 2024
Whether you’re new to the world of finances and need to learn how to build credit without a credit history, or you’ve made some mistakes and are dealing with a low credit score, you may find yourself wondering how to increase your credit sco... Read More
Loud Budgeting Explained: Master Your Finances with Members Plus
Sep 25th, 2024
What Is Loud Budgeting? There is a new technique being used today called loud budgeting that allows you to take a proactive and transparent approach to money management. This out loud approach is unique and encourages people to engage in money conve... Read More
Financial Education for Teens: Turning Mishaps into Lessons
Sep 16th, 2024
The importance of financial education for teens and young adults should not be underestimated. Often, due to their inexperience and lack of financial education, they are somewhat clueless about things like bank accounts, credit cards, and budgeting.... Read More
Bank Like a Boss: Tips on Picking the Best Checking Account
Aug 28th, 2024
By now, most thirty-somethings understand the importance of a good checking account with a financial institution you trust. Savvy consumers also know that not all checking accounts are created equally, so doing your homework is crucial for finding t... Read More
Home Buying Uncovered: Making the Most of an Off-Season Market
Aug 14th, 2024
Did you know there is a certain time of the year that is better for home buying? A savvy home buyer who wants to purchase a new home may find it more advantageous to look for their dream home during the off-season months for better housing options w... Read More
A Tale of Two Millennials: The Impact of Saving vs. Not Saving
Jul 31st, 2024
Although the times may have changed and there are many differences between modern Millennials, Gen Xers, and boomers; saving and preparing for the future is still important for a stable and secure financial situation for everyone. In fact, the impac... Read More
Mortgage Wire Fraud: Protecting Your Home and Finances
Jul 17th, 2024
While the electronic transfer of funds and other online financial options make it so much more convenient to do business such as buying a home, it is not without fault, which often comes to light in the form of mortgage wire fraud. It is important f... Read More
Financial Wellness in 2024: Avoiding Common Money Mistakes
Jul 8th, 2024
If you’re looking for a solid resolution for the new year, consider your financial wellness and put it as a top priority in 2024. With a little help from the finance pros, savvy consumers can plan now and make smart financial decisions that can ch... Read More
What to Look for When Buying a House in a Hot Market
Jun 19th, 2024
The surging real estate market shows no signs of slowing down and that creates opportunities and challenges for people buying a house. The National Association of Realtors (NAR) recently reported that existing home sales were up 23.9% through July w... Read More
Financial Success for Kids: More Than Just Dollars and Cents
Jun 5th, 2024
Introducing your kids to finances, money, and budgets while they are young is the best way to prepare them for a bright financial future as adults. In fact, financial success for kids gives them a strong foundation where they are able to make inform... Read More
Escape the Debt Trap: Easy Strategies for a Healthier Wallet
May 22nd, 2024
Debt is inevitable for everyone, but managing it properly requires understanding that not all debt is created equally. To maintain a healthier wallet, be mindful of the amount of debt you incur. Know Your Debt There are a variety of different types ... Read More
Maximizing Your Money: Is a High Yield Checking Account Right for You?
May 8th, 2024
When it comes to checking accounts at your local bank or credit union, savvy millennials and Gen Z savers should be aware that all accounts are not created equally. Checking accounts are a necessity, but they typically don’t offer interest. If you... Read More
How Can I Raise My Credit Score in 30 Days? – Checklist of 12 Easy Steps
Apr 24th, 2024
When it comes to buying power, your credit score is one of the most important things to consider. Building credit and maintaining a good credit score is crucial for success whether you want to buy a home, finance a vehicle, and even get better rates... Read More
Are Your Finances Getting You Down? Time to Get Organized!
Apr 10th, 2024
According to the Consumer Financial Protection Bureau, about 20% of all consumer credit card accounts incurred at least one late fee. In addition, consumers paid at least $15 billion in overdraft fees. While these numbers are pretty incredible, the ... Read More
7 Expert Tips for Staying Safe Online & Avoiding Financial Scams
Mar 27th, 2024
As hackers continue to expand their digital bag of tricks, avoiding financial scams and identity theft has become mission critical. According to the Federal Trade Commission, more than 2.1 million fraud incidents were reported in 2020, with consumer... Read More
You Need a Budget – Here’s 11 Ways Our Experts Will Help
Mar 13th, 2024
Making a budget isn’t difficult; in fact, 80% of Americans say they have one. The problem comes when people try to stay on a budget. Approximately 80% of those who made a budget did not follow it, resulting in an average of $7,400 in... Read More
How to Get Approved for a Home Loan [10 Item Checklist]
Feb 28th, 2024
If you want to know how to get approved for a home loan, you’ve come to the right place. Nearly 48 percent of Americans doubt that they could qualify for mortgages. Nonetheless, lenders approve about seven out of 10 people who apply. Follow th... Read More
Debt Management: Good, Bad, and Smart Financial Moves
Jan 31st, 2024
From mortgages and car payments to credit cards and student loans; having some debt is normal. The important thing is that you exercise excellent debt management skills to ensure your financial moves are smart ones. The Importance of Debt Management... Read More
Digital Banking: The Online Security Arsenal at Your Fingertips
Jan 17th, 2024
Due to the plethora of convenient digital services and online apps, the traditional way we do banking is changing. In fact, according to a recent study by Forbes, the U.S. Consumer Banking Statistics indicates that 78% of Americans prefer using a mo... Read More
Smart Ways to Use a Personal Loan
Jan 2nd, 2024
The personal loan continues to rank among the most popular borrowing options because they offer tremendous flexibility. Getting approval for these unsecured products is largely based on credit scores, income, and repayment history. Because local len... Read More
7 Basic Money Management Tips for Young Adults
Dec 13th, 2023
It’s Never Too Early When it comes to learning good money management tips; it is truly never too early to get started. In fact, learning how to save and spend wisely when you are young gives you great insight on how to best handle your fina... Read More
Here’s Why Budgeting in Your 20s is Important and How to Get Started Today!
Nov 29th, 2023
While everyone is telling you in your 20’s that you have your whole life ahead of you and you are young. Do not underestimate the importance of the financial decisions you make in your 20s. Making smart money moves when you are just starting out i... Read More
Home Sweet Home: 7 Factors to Weigh Before Buying a Home
Nov 15th, 2023
Buying a home is no small decision and there is a lot to consider before signing those mortgage papers. To ensure you are making the right choice, it’s important to not only know where you want to buy and what type of home best suits your ne... Read More
Winter-Ready Living: 8 Areas in Your Home that Require Winterizing
Oct 31st, 2023
Part of being a homeowner is being prepared when weather can make an impact on your house. While it is a good idea to be prepared for any season, Winterizing is probably the most important due to the dangers presented when temperatures drop below fr... Read More
4 Fall activities You Can Enjoy with Your Family Outdoors
Oct 18th, 2023
Although school-aged children have a summer break that simplifies family vacations, autumn ushers in moderate weather and an opportunity to enjoy outdoor fall activities. Most families no longer feel near-desperate for air conditioning, making this ... Read More
6 High Impact, Budget Friendly Home Renovation Ideas to Tackle this Year
Oct 4th, 2023
Now is the perfect time to spruce things up around your home. From upgrading your entranceways with fresh paint and enhancing unique architectural features with outdoor lighting to adding your own unique style to your family room with crown molding ... Read More
A Seasonal Home Maintenance Checklist for First-Time Homebuyers
Sep 20th, 2023
Congratulations on becoming a first-time homebuyer! Owning your first home is exciting, but it also comes with a lot of responsibility. Since much of the responsibility of owning a home includes maintaining it through every season, creating a home m... Read More
Savings Account Interest Rates: Explained
Sep 6th, 2023
Before you put your money in a CD, traditional savings or money market account, it’s essential to conduct some due diligence. Savings account interest rates and the way they are calculated have a profound impact on how much you can earn. By unders... Read More
10 Important Travel Safety Tips Everyone Should Know
Aug 23rd, 2023
Travel Safety is More Important Than You Think When we pack our suitcase for vacation, we are all looking forward to time away to relax and enjoy our time off. Unfortunately, each year there are travelers that are victims of scammers and thieves tha... Read More
15 Essentials to Pack for Your Summer Road Trip
Aug 9th, 2023
Summer is here and if you like adventure, you’re probably already planning a good road trip. Nothing truly says summer fun like hopping in the car and heading off to explore a new or favorite destination. How a Packing List Can Help Since a road t... Read More
7 Summer Recipes You Can Savor Without Burning Your Budget
Jul 24th, 2023
Summer is a great time for gathering with family and friends for a picnic, barbecue, or holiday celebration. And since no get together is complete without a fantastic meal to share, we wanted to share some simple, delicious, and affordable summer re... Read More
4 Ways Browser Cookies Help Your Online Banking Experience
Jul 6th, 2023
People who are not experts in information technology harbor concerns that browser cookies endanger their personal and financial records. While unsecured and suspicious websites may deploy risky cookies, those from your local bank or credit union are... Read More
10 Smart Financial planning Tips Every High School Student Should Follow
Jun 22nd, 2023
High school life is FULL of choices and change. With students trying to figure out where they want to go to college, playing sports, joining extra curricular clubs and just life overall. With everything going it, its easy to overlook any thought to ... Read More
Credit Union Vs Bank: 8 Myths Debunked
Jun 7th, 2023
Making informed decisions has never been more difficult. We live at a time when internet-driven misinformation clouds issues and perpetuates myths. This holds particularly true when trying to make an intelligent credit union vs bank choice. However,... Read More
10 Crucial Steps for Every First-time Homebuyer
May 24th, 2023
Owning a home of your own is part of the American Dream. But a first-time homebuyer must take diligent steps to be in a position to make what may be their single largest investment. If you are getting organized to secure a mortgage, these are essent... Read More
Spring Cleaning? Don’t Forget Your Digital Life [Checklist]
May 10th, 2023
When it comes to spring cleaning, nowadays, there are more things that need attention besides removing dust bunnies and cleaning windows. In today’s technology reliant world, it is also important to make an annual plan for spring cleaning of your ... Read More
You Need a Budget – Here’s 11 Ways Our Experts Will Help
Apr 27th, 2023
Making a budget isn’t difficult; in fact, 80% of Americans say they have one. The problem comes when people try to stay on a budget. Approximately 80% of those who made a budget did not follow it, resulting in an average of $7,400 in... Read More
Looking to Move? Here Are the Best Home Improvements for Resale
Apr 12th, 2023
If you are considering selling your home in the near future, now is a great time to start thinking about the best home improvements for resale. To ensure you get the most money for your home, it is crucial that it be in tip-top shape to attract buye... Read More
Buying Your First Home? How to Pick the Best Neighborhood for You!
Mar 15th, 2023
Finding your first home is one of life’s adventures. For first time home buyers, a first home is an excellent financial investment that offers an empty canvas of possibility. Yet what many forget with their first home purchase is that your ho... Read More
7 Strategies to Manage Debt and Regain Your Financial Wellbeing
Feb 28th, 2023
Proper debt management leads to financial security in the future – something we all hope to achieve. In fact, much of our financial success depends on our ability to manage debt, which when properly done, allows us to regain our financial wellbein... Read More
Avoiding Online Financial Scams in the Digital Age [Top 7 Safety Tips]
Feb 9th, 2023
We hear the occasional news about hackers stealing millions from large corporations and warnings about securing our devices. But sometimes, a disconnect exists between the splashy headlines and dark warnings. Truth be told, hackers target community ... Read More
3 Tips for Better Financial Health
Jan 31st, 2023
In order to help reach your financial and credit goals, it’s good to have a plan in place. The plan itself doesn’t have to be complicated, but it does require that you treat this journey as a marathon rather than a sprint. Here are three simple ... Read More
Buying A Home: The Good, the Bad, and the Ugly
Jan 18th, 2023
Your home-buying experience should be an exciting time, yet the process ahead is not without its drawbacks and potential problems. For many home-buyers, failing to do enough research at the beginning of the process can lead to problems down the road... Read More
Should My Teenager Open a Teen Bank Account? [Expert Advice]
Jan 5th, 2023
Today, savvy parents know how important it is to teach our teens about money and how to properly manage it. After all, this is the time in their lives where they will likely get their first job and paycheck, so it is crucial that they are aware of h... Read More
7 Easy Tips on How to Save Money and Cut Costs For Your Family
Dec 21st, 2022
If you are like most families today, you are constantly searching for tips on how to save money to stay within your budget. Often this means looking for ways to cut costs each month so that you can afford everything it takes to keep your household r... Read More
Top 10 Ways to Be Successful with Your Financial New Year’s Resolutions
Dec 8th, 2022
We all love making New Year’s resolutions. Being hopeful, optimistic, and setting a goal can help boost our motivation to achieve what we set out to accomplish. According to a 2021 CBS News Poll, 20% of those polled chose “improving finances” ... Read More
8 Ways to Save Money On Your Next New or Used Car Purchase
Nov 23rd, 2022
The sticker price on a new and used car continues to climb, making saving money on transportation increasingly important. The average price of a used car reportedly spiked by more than 16 percent, year-over-year, and working families are paying abov... Read More
7 Steps to Help You Budget for a Stress Free Holiday Shopping Season
Nov 9th, 2022
The holidays are a time of joy, light, and celebrations when families and friends gather from near and far to spend time together. The season is certainly a special time of year. Yet all the celebrations, the travel, the entertaining, the gift givin... Read More
Reduce Fraud this Holiday Season with These Tips
Oct 26th, 2022
Holiday Season Fraud Prevention During the holiday season, consumers are more susceptible to various forms of fraud. The best way to reduce fraud is to understand red flags and stay a step ahead of scammer. The most common form of fraud found in the... Read More
Transform Your Living Space – 7 Home Improvement Ideas You’ll Love
Sep 28th, 2022
Is your home in need of some upgrades and updating? Sometimes a fresh coat of paint is all it takes, but other times there are more detailed home improvement projects that you need to improve the look and feel of your home. If you are wondering what... Read More
Top Mistakes to Avoid When Shopping for a First Mortgage
Aug 30th, 2022
Buying your first home is an exciting time full of many emotions. You are ready apply for your first mortgage on your own and become a homeowner! This time is also full of lots of important information, and sometimes you can feel a little overwhelme... Read More
Top 10 Financial Tips for Millennials
Aug 17th, 2022
As a millennial, you’re part of a unique and special generation. You’re probably at the exciting stage in life where you’re just starting out — or you’re beginning that career climb. Undoubtedly you want to avoid some o... Read More
What are the 10 Best Ways to Use a Home Equity Loan?
Jul 20th, 2022
Using a home equity loan creatively gained significant traction in recent years. After faithfully paying their monthly mortgage premium, working families build up considerable equity they can use for a wide variety of purposes. If you would like to ... Read More
7 Quick Tips About How to Make and Follow a Monthly Budget
Jul 5th, 2022
Knowing how to make a monthly budget is the important first step to financial freedom. That means retiring comfortably, spending time with your family, and traveling like you always wanted. Monthly budgets, however, aren’t something you can set an... Read More
Looking for Ideas? 10 FREE Family Activities in the Boston Area
Jun 8th, 2022
Spending time in even the most welcoming city tends to get expensive. Families on a budget often look for inexpensive ways to enjoy a day together. It may come as something of a surprise, but the Greater Boston area offers diverse historical, cultur... Read More
How to Increase Your Credit Score in 30 Days or Less
May 4th, 2022
The three-digit number known as a credit score greatly influences our financial lives. It ranks among the determining factors of whether people gain approval for auto loans, mortgages, credit cards, and other borrowing opportunities. Your credit sco... Read More
How to Stay Competitive When Shopping for a House in a Hot Market
Apr 13th, 2022
When the number of interested homebuyers strains the available inventory, real estate professionals call that a seller’s market. The U.S. housing market continues to put sellers in the driver’s seat, and prospective buyers face stiff competition... Read More
How Does Debt Consolidation Work?
Mar 1st, 2022
Americans average about four credit cards per person with an average balance of about $8,000. Add in a car payment and an outstanding medical bill, remembering to make all those monthly payments or struggling to meet the minimum payment are the main... Read More
Budgeting in Uncertain Times: 11 Ways to Save Every Day
Feb 16th, 2022
Although over 40% of Americans’ financial resolution is to find ways to save more money, less than half of Americans use budgeting as a way to save. Making a personal budget not only helps people save but can also help them achieve financial s... Read More
If You Need a Budget Follow These 5 Easy Tips to Get Started
Jan 18th, 2022
According the American Psychological Association‘s survey, which measures causes of stress, money consistently lands near the top with 61% of Americans reporting money-related anxiety. The biggest factor in this stress is overspending. We wo... Read More
Make Your Home More Energy Efficient [20 Tips]
Dec 7th, 2021
Are you looking to make your home more energy efficient? Here are 20 steps you can take that will help you start saving today! 1. Start a Compost Pile A compost pile gives you a place to transform your organic waste into fertilizer for your garden. ... Read More
Avoiding Fraud During the Holidays – Top Tips to Stay Safe
Nov 10th, 2021
In a perfect world, we’d all enjoy the holidays free of drama and fraud, and financial predators would take a long overdue vacation. We don’t live in a perfect world, and digital scammers are more likely to target honest people during the holida... Read More
The Ultimate Cheat Sheet – What Is A Good Credit Score?
Oct 27th, 2021
What Is A Good Credit Score? That can depend on what you’re trying to accomplish. Most people want to know more about credit scores because they’re trying to borrow money, usually in the form of a mortgage, vehicle loan, or other si... Read More
How to Make a Budget for Your Holiday Shopping This Year
Sep 29th, 2021
The holidays are a time of joy, light, and celebrations when families and friends gather from near and far to spend time together. The season is certainly a special time of year. Yet all the celebrations, the travel, the entertaining, the gift givin... Read More
Want to Refinance Your Car Loan? – Here’s What You Need to Know
Sep 15th, 2021
When a borrower wants to refinance car loan terms and payments, the process involves applying for a new car loan to pay off the existing one. Most automobile loans are secured with the vehicle serving as collateral and the borrower making fixed paym... Read More
Make a Monthly Budget that Works for Your Family [5 Online Tools]
Aug 18th, 2021
Americans today exist in precarious financial situations. CNBC Money reports that 49% of Americans live paycheck-to-paycheck, meaning they spend every dime of their monthly income with little left for saving. In fact, Americans s... Read More
10 Identity Theft Protection Tips to Keep Your Bank Account Secure
Jul 7th, 2021
It’s disheartening to come to terms with the fact that everyday people must self-exercise identity theft protection from nefarious characters. The days of only remaining vigilant about not losing your checkbook, wallet, purse, or credit cards are ... Read More
How to Prevent Identity Theft Online [Top 15 Tips]
Jun 30th, 2021
Each year the number of consumers who have been the victim of stolen identity from a web scam rises. Currently, over a billion consumers have experienced identity theft online that has wreaked havoc on their personal finances and lives. It can be a ... Read More
Top 10 Summer Vacation Activities In Boston
May 26th, 2021
What do you think about when you think about Boston? If you’re like most people, you think ‘history’ when you think about Boston. Who can forget learning in school about Paul Revere riding by horseback in 1775 to tell people in colonial Mass... Read More
5 Easy Tips to Make Debt Consolidation Work for You
Mar 3rd, 2021
According to Debt.org, credit-card-carrying American households owe $15,000 on average in credit card debt alone, and the Federal Reserve Bank estimates Americans will exceed the nation’s record high ($12.68 trillion) in total debt which pea... Read More
Want Your Home to Be More Energy Efficient? Here’s How…
Feb 11th, 2021
Going green is a good goal, not only for your carbon footprint but also for your budget. Green living allows you to lower your energy bills and put more money back in your pocket. Thankfully, there are many ways you can make your home more energy-ef... Read More
How Technology Can Help You Manage Your Finances
Dec 23rd, 2020
Managing your money isn’t as simple as it sounds. With more and more financial services being offered online, many of us no longer balance a checkbook or know our bank account balance. Tracking expenses to stay on a budget seems mo... Read More
Best Ways to Plan and Track Your Holiday Spending
Nov 11th, 2020
Whether you consider yourself a spender or a penny-pincher, the holidays present many challenges when it comes to staying on a budget and meeting long-term financial goals. The problem is that there are so many additional opportunities for spen... Read More
Trying to Navigate the Holidays During COVID? [8 Health & Safety Tips]
Oct 29th, 2020
Spending joyful holidays with friends and family requires heightened precautions this year. Given that our community members travel either across town to the homes of loved ones or out of state for extended visits, we are all tasked with taking prec... Read More
Best Time to Buy a Car [Including Top Tips for Getting a Car Loan]
Sep 23rd, 2020
If you’re contemplating a car purchase, you are likely looking for ways to save. After all, spending several thousands of dollars to buy are car is not something to do without careful thought. One way you can save is through timing your car pu... Read More
Best Ways to Get the Most from Your Home Improvement Loan
Jun 10th, 2020
Everyday people secure a home improvement loan for a wide variety of reasons. Some feel they need to upgrade rooms or build an addition for resale value purposes. Others want to improve the quality of life experience of living in the space. The diff... Read More
7 Mistakes to Avoid with a Debt Consolidation Loan
May 28th, 2020
Securing a debt consolidation loan and paying down your obligation can fast-track you to an improved credit rating and financial stability. But success requires personal vigilance and fiscal responsibility. Needless to say, not everyone trying to co... Read More
Stuck at home? Here’s some fun ideas for the whole family!
Many of you have had kids at home for months and may be running short on creative ideas to pass the time. Here’s a few activities, links, and tips you might find helpful. AMUSE THE KIDS 1. Learn to draw treasured cartoon characters with&n... Read More
How to Get Out of Debt Fast – Five Proven Tips
May 13th, 2020
5 Tips to Relieve Your Debt and Stress The average debt load for Americans, including mortgages and car loans, is $132,529. Of that, over $16,000 is tied up in credit cards. All of this debt contributes to a high level of stress for many families. I... Read More
Everything You Need to Know About Identity Theft Protection
Apr 29th, 2020
Are you concerned that someone could leverage your personal information and drain bank accounts or rack up credit cards? In the age of digital bandits, we all need to take proactive measures to ensure identity theft protection because things like So... Read More
7 Common Misconceptions About Buying a Home
Mar 5th, 2020
There are certain cultural ideas that everyday Americans generally believe. Among those are things like, “paying taxes is the right thing to do,” or “it’s your civic duty to vote.” But chasing the American dream of “buying a homeR... Read More
Looking for Used Car Financing? Six Mistakes to Avoid
Feb 18th, 2020
When you finance your next used car purchase, you want to know that you have not only the right car but also the right car loan. Car loans are not all created equal, and you need to know that you have affordable pricing that meets your needs well. A... Read More
5 Common Mistakes on Tax Returns
Jan 3rd, 2020
Rushing to file your tax return increases the chances of error, which can delay your refund, trigger an audit or cause you to have to pay more later. Here are five common tax mistakes on tax returns and how to avoid them. 1. Missing or incorrec... Read More
6 Ways to Save More Money in the New Year
Jan 2nd, 2020
Even if saving has never been your thing and money is tight, the coming of a new year is an opportunity to change old financial habits. Here are some ways to become a more efficient saver. 1. Budget Budgeting helps you organize your finances so you ... Read More
Holiday Decorations for Your Home on a Budget
Dec 3rd, 2019
With the holidays coming up soon, you’re probably surrounded by beautiful and charming holiday decorations every time you leave your home. Maybe you’re wishing that your home could be holiday ready, but you just don’t have a big bu... Read More
Check Out These DIY Christmas Decorations
Nov 16th, 2019
Christmas would not feel like Christmas without the decorations filling our surroundings with the magic, sparkling warmth of the season. After you have baked your cookies, start a tradition of crafting Christmas decorations with your family to giv... Read More
Where to Shop for the Best Holiday Bargains Online and in Store
Oct 24th, 2019
As we move into the busiest part of the holiday season, you’ll hear a constant countdown: How many days left until Christmas? Whether you started shopping super early or you haven’t even thought about what to buy everyone yet, it’s... Read More
How to Identify and Avoid Investment Fraud, Rollover Scams
Oct 22nd, 2019
Scammers have nearly perfected the art of bringing unsuspecting people into their confidence and then defrauding them of hard-earned retirement resources. Many begin their investment fraud schemes by contacting everyday people with seemingly valid r... Read More
3 Great East Coast Family Vacations on a Budget
Aug 29th, 2019
Even in today’s robust economy, families are tasked with striking a delicate balance between leisure spending and necessities. College funds, healthcare, and home improvements rank among the high-priority items that require smart investment. On th... Read More
6 Family Travel Tips that will Save You Money and Headaches
Aug 14th, 2019
Whether you’re planning a great American road trip or a Paris vacation, working families often save and budget for extended getaways. Getting the best bang for your buck can open opportunities such as remaining on vacation longer or more money for... Read More
Identity Theft Statistics You Don’t Know & How to Stay Safe
Aug 2nd, 2019
Every year, billions of dollars are lost from cyber scams. Computer hackers steal personal information that allows for identity theft. This type of crime can impact individuals, families, and even large scale corporations. Protect yourself from allo... Read More
Best Cars for Families – What You REALLY Need to Know
Jul 18th, 2019
If you have a family and are shopping for a new car, you need to find the right car for your needs. Yet it’s not always easy to determine which are truly the best cars for families. Should you be looking for size, safety ratings, in-car entertainm... Read More
What is Overdraft Protection and why is it Important?
Jul 3rd, 2019
What is overdraft protection? And do you really need it? Doesn’t your credit union just give it to you automatically? If you are asking yourself these questions, then you’ll want to learn more about this important protection. No, it̵... Read More
How to Get The Best Home Equity Line Of Credit [Ultimate Cheat Sheet]
Jun 18th, 2019
The best home equity line of credit is going to allow you to do one thing. Get a loan. Many times it’s just called a second mortgage. Although it’s slightly different than a traditional loan in the way that it’s based on the amount of built up... Read More
The Advantages of a Money Market vs. a Savings Account
Jun 3rd, 2019
For a person with cash in their hand, they might consider a traditional savings account or the money market. The two types of accounts are similar in some ways but they do have their differences as well. Both accounts pay interest on deposits but th... Read More
How to Prevent Identity Theft Online [Top 10 Tips]
May 28th, 2019
Unfortunately, billions of consumers have their identity stolen by con artists and identity thieves each year. Today’s modern cybercriminals are good at their “jobs.” They are a crafty bunch and have thought of just about everything they can t... Read More
Plan Your Next Family Vacation – 5 Affordable New England Adventures
May 17th, 2019
Prepare for your next family vacation to New England and make the experience all the more enjoyable. By planning ahead, you can save money and stay on budget with your vacation expenses. Throughout the New England region there are plenty of activiti... Read More
The 25 Highest Paying Jobs in America, According to Glassdoor
Apr 17th, 2019
Job and recruiting site Glassdoor has announced the results of its newest jobs report identifying the 25 Highest Paying Jobs in America for 2018. Considering that nearly seven in ten (67 percent) job seekers and workers say that salary is a key piec... Read More
6 Mistakes to Avoid as a First-Time Home Buyer
Apr 2nd, 2019
As you prepare to buy your first home, you likely face the process with a mixture of fear and excitement, and for good reason. This is a major financial step and one of the largest investments you will make, and you want to make sound financial choi... Read More
6 Last Minute Tax Tips that Could Save You Money, Big Time!
Mar 21st, 2019
For 2019, you have until Monday, April 15 to file your taxes. This includes federal income taxes, as well as state income tax in those states that charge residents. That means you have until that Monday at midnight to find any way you can to sa... Read More
How to Get Out of Debt Quickly [Top 10 Money Tips]
Mar 13th, 2019
Many of our members want to know how they can reduce their debt quickly. Unfortunately, accruing the debt is usually the quick part. Paying it all back (plus interest) takes a bit longer. Still, there are ways to speed up the pace of debt payback, a... Read More
Things to do in Boston in the Snow – 10 Great Family Activities
Feb 19th, 2019
Whether you live here or are visiting Boston, there are plenty of great family activities to enjoy. Start with these top 10 picks for fun in the snow in Boston, Massachusetts. These are family-friendly ways to get out there and see the greatest of B... Read More
How to Stay Safe When Shopping for Holiday Gifts Online
Oct 30th, 2018
Want to avoid long lines and large crowds this holiday season? Shopping online lets you zip through your list with just a few clicks. Before whipping out your plastic, however, you’ll want to make sure you’re shopping on a secu... Read More
The Top 7 Family Vacations on the East Coast You Should Visit
May 7th, 2018
Summer time is the best chance to take a well-deserved break from work and let adventure take you. With so many beautiful destinations on the East Coast alone, what is right for you? Of course what you’re looking for is different from the next... Read More
Our Top 5 Financial Tips for Every New College Graduate
Apr 27th, 2018
Congratulations on completing your college education and beginning the next chapter of your life with a solid foundation built on your education. After finishing college, graduates enter a period of transition when they are faced with many potential... Read More
Top 10 Fun Things to do in Boston this Spring
Apr 12th, 2018
One of the major advantages of living in this area is that there are always fun things to do in Boston. That is why we’ve prepared this list of the Top 10 Fun Things to do in Boston! Visitors spend 12.7 billion every year to travel to Bo... Read More
The 8 Best Traveling Abroad Tips for Your Next Trip
Mar 5th, 2018
Before traveling abroad, it’s always best to be as prepared as possible. Although you might want to be spontaneous on your travels, you still need to make sure that you don’t put yourself in a precarious position through lack of planning... Read More
The 10 Most Romantic Spots in Boston
Feb 13th, 2018
Check Out These Romantic Spots in Boston for Your Valentine’s Day Out! Romance is in the air, and Boston residents are looking for the perfect spot to share a Valentine’s Day adventure. Fortunately, the city is filled with romantic hot ... Read More
5 Key Benefits to Refinancing Your Auto Loan
Jan 12th, 2018
When you first signed the documents for your new car, refinancing your auto loan was probably the last thing on your mind. Most people simply assume that the original creditor holds the loan until it’s paid off. Much like a mortgage, though, a... Read More
Top 10 Tips For What to Look For in a Financial Planner
Dec 29th, 2017
A startling 33% of Americans don’t have a financial plan for the future. It’s a common misconception that making a financial plan and having a professional help you out is something only for the extremely wealthy, but people in all inc... Read More
Where to go see Christmas Lights in Boston and Surrounding Area
Dec 12th, 2017
For many people, one of the best things about the holidays is the spectacular light displays. Some of the displays in the Boston area are so amazing that they’ve become famous, while others are brand new sensations that are destined to become ... Read More
Top 10 Tips on How to Avoid Weight Gain Over the Holidays
Nov 28th, 2017
For most of us, fully enjoying the holiday season means partaking in dinner parties, baking sweet treats, enjoying desserts, and imbibing in calorie-laden holiday libations. While participating in these extra-festive festivities, we often pick up a... Read More
5 Fees You Might Be Paying Your Bank That You Don’t Even Know About
Nov 21st, 2017
You’re probably aware that your bank charges fees for insufficient funds which is why we put together the 5 fees you might be paying your banking without knowing. Charging for insufficient funds has been a standard practice for many years. Mo... Read More
Five Easy Steps That Stretch Your Retirement Budget
Oct 24th, 2017
Retirement can be pricey, says a survey recently conducted by Wells-Fargo. Shockingly, 59 percent of participants questioned revealed that they don’t anticipate retiring — ever. What’s the top reason given for reaching such a dismal... Read More
6 Tips for Lowering Your Heating Bill This Winter
Oct 11th, 2017
You’ve got all your ducks in a row for a warm and cozy winter despite dropping temps – but have you stopped to consider the increased heating bills headed your way? It’s all just part of the frosty winter season, so don’t fret; p... Read More
How to Go Grocery Shopping on a Budget
Sep 25th, 2017
Are you ready to trim the fat from your grocery budget? Food is one of the bigger expenses in the household. According to the Bureau of Labor Statistics, 12 to 15 percent of Americans’ annual expenditures go toward food. Fortunately, tha... Read More
What You Should Bring to Your First Meeting with a Financial Planner
Sep 11th, 2017
Did you ever wonder what you should bring to your first meeting with a financial planner? While it may depend on the individual we’ve put together a few items to consider. According to Market Watch approximately 62 percent of Americans don&... Read More
Make the Most of Summer with these 15 Useful Family Travel Tips
Jun 30th, 2017
It’s summertime and you can’t wait to go on a trip with your family. Here are some great family travel tips to help make the most of your summer travels: Bring lots of snacks: Snacks are a real lifesaver on a trip. Bring plenty of yummy... Read More
The 7 BEST East Coast Family Vacations You Should Consider for 2017
Jun 8th, 2017
Summer time is the best chance to take a well-deserved break from work and let adventure take you. With so many beautiful destinations on the East Coast alone, what is right for you? Of course what you’re looking for is different from the next... Read More
Helpful Hints When Looking into a Community Supported Agriculture (CSA) Program
May 9th, 2017
Eating a healthy diet is important to you and your family. You want to choose the freshest, highest quality and locally grown foods possible. Even the best supermarkets import much of their produce from other regions or countries. A good CSA can mee... Read More
Outdoor Home Renovations? Think Budget & Scope
Apr 13th, 2017
Thinking about outdoor home renovations? Read this blog written by Nino Sitchinava Learn more about Nino on NerdWallet’s Ask an Advisor Many homeowners view their outdoor spaces as their own personal oasis, places where they can relax, dine... Read More
How to Use a Home Equity Line of Credit [5 Ways]
Mar 28th, 2017
People who own a home have options at their disposal when looking for additional funds. For people who are wondering how to use a home equity line of credit to make their lives easier, there are several ways that contacting a helpful credit union ab... Read More
Mortgage Pre-Approval – How to Get the Home of Your Dreams
Feb 23rd, 2017
Unless you’re one of the few who are in the fortunate position of being able to get the home of your dreams for cash, there are some important things you need to know about the financing process. Find out how getting a pre-approved mortgage can ... Read More
Preventing Tax Return Fraud
Feb 7th, 2017
Identity theft continues to be a booming business: In 2014, 17.6 million Americans fell victim, and cybercriminals made off with $15.4 billion. And tax refund theft remains a lucrative piece of that business, despite the IRS’ efforts to stamp ... Read More
The Difference between a Roth and a Traditional IRA
Jan 25th, 2017
Choosing between a Roth and traditional IRA account with a Credit Union for your individual retirement plan can significantly determine your long-term savings. Therefore, it is important to understand each one of the two accounts so that you can mak... Read More
Charitable Contributions that Can Double as Good Tax Deductions
Jan 5th, 2017
While charitable acts are selfless in nature, the U.S government recognizes that tax deductions for charitable contributions encourages further donations. So as a way to encourage these efforts, the IRS allows many monetary and in-kind donations to ... Read More
5 Financial Resolutions for the New Year
Dec 31st, 2016
A brand new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start. 1. Get on budget Take charge of your finances... Read More
Using Equity Loans to Winterize Your Home
Dec 29th, 2016
There are all sorts of ways to guard your home from the winter elements. Some are cheap and may even fall in the do-it-yourself category, like adding weather stripping and caulking. Other endeavors, such as swapping out single-pane windows for energ... Read More
Top 5 New Year’s Resolutions And How To Keep Them
Dec 19th, 2016
Year after year, we make New Year’s Resolutions, sometimes fully intending to see them through. Other times, we just make them to keep the dream alive. But this year… this year will be different because we’re not just making New Year’s R... Read More
How to Get the Best Holiday Deals by Starting Your Shopping Early
Nov 2nd, 2016
Like many consumers, you probably purchase gifts for loved ones during the holidays. Last minute rushes to find the perfect gift leave many shoppers frustrated with their purchase price and the holiday crowds. Nevertheless, you can avoid the crowds... Read More
Keep Trick or Treaters Safe This Halloween
Oct 27th, 2016
Check out our tips on how to keep trick or treaters safe this Halloween! For many kids, Halloween is one of the highlights of their year. “What to be” for Halloween becomes a major topic for the elementary school crowd, and the anticipation bui... Read More
5 of the Best Apple Orchards in Massachusetts
Oct 13th, 2016
Fall is finally here and along with it the traditional apple picking season! Here in Massachusetts, people are always searching for the best orchards to pick from. Nothing is better than picking a fresh apple straight from the branch, It’s an ... Read More
Should I Buy a Used Car or New Car?
Sep 28th, 2016
When buying a car, there a lot of questions asked and considerations made for the right pick. But perhaps the most important question asked is, should I buy a used car or new car? Either way, there are various pros and cons of considering each optio... Read More
Best Ways to Start Saving for the Holidays
Aug 25th, 2016
It’s not even fall yet but the holidays will be around the corner before you know it! That is why we are providing you with a few tips on the best ways to start saving for the holidays. “Christmas in July” is the name of a movie in whic... Read More
Ultimate List of Essentials for Your Child’s First Year of College
Aug 8th, 2016
Is your son or daughter heading off to college this fall? Check out this Ultimate List of Essentials for Your Child’s First Year of College! As both a stepping stone to full independence and a way to jumpstart their new social lives, a lot ... Read More
Why You Should Get Preapproved for a Car Loan
Jul 25th, 2016
Below are a few helpful suggestions on why you should get preapproved for a car loan. When shopping for a new car, many people overlook one important step: getting preapproved for an auto loan. It’s a simple process that can make car-buying go... Read More
How to Manage Your Finances After Graduating from College
Jul 15th, 2016
Check out these great tips on how to manage your finances after graduating from college. You’re done with college, and now you’re ready to be on your own. But for newly minted grads who didn’t major in money management, here’... Read More
4 Things you Need to Know to Have a Stress Free Retirement
Jul 13th, 2016
Below are 4 Things you Need to Know to Have a Stress Free Retirement People are living longer than ever – which is great news, until you think about retirement. That is why we’ve put together the 4 things you need to know to have a stress f... Read More
How to Budget When You Have Seasonal Income
Jun 27th, 2016
Check out these tips on how to budget when you have seasonal income! Rewarding careers don’t always come with a steady paycheck. People who work in agriculture, construction, tax preparation, entertainment, landscaping or other types of freela... Read More
The Best Bicycle Paths in Massachusetts
Jun 21st, 2016
Check Out The Best Bicycle Paths in Massachusetts! Bicycling is a great way to stay in shape while enjoying the outdoors and a variety of incredible sites along the way. Check out the best bicycle paths in Massachusetts which offer several amazin... Read More
Staying Safe at the ATM: Avoiding Card Skimming
Jun 2nd, 2016
Check out our Great Tips on Staying Safe at the ATM and Avoiding Card Skimming If you use ATM machines, you’re at risk for card skimming. 33% of all debit card fraud incidents have been linked to card skimming, with over $2 billion in losses a... Read More
The Benefits of Using a Mobile App and Mobile Deposit
Jun 1st, 2016
Members Could Be Overlooking Many Benefits of using Members Plus CU’s Mobile App and Mobile Deposit Mobile banking is a win-win for credit unions and their members. So is mobile deposit. Credit unions and other financial institutions have re... Read More
10 Terms Every Homebuyer Should Know
May 16th, 2016
Buying a home is a common undertaking for many Americans, but it’s also one of the most complicated — not to mention costly — purchases adults will ever make. It’s important to understand these 10 essential terms so you’re read... Read More
7 Dos & Don’ts About Pet Health Insurance
May 2nd, 2016
Pet Health Insurance Can Save You Big Bucks Pet health insurance can save you hundreds or even thousands of dollar should your pet contract a serious illness or have a bad accident. However, it is important to choose a policy wisely if you want to r... Read More
The Complete Used Car Checklist
Apr 22nd, 2016
Before you buy a used car, there are plenty of things to think about. Unfortunately, many people tend to forget those things once they’re involved in the browsing and buying process. The easiest way to avoid used car issues is to have a Used C... Read More
Only Growing Weeds? Not With Our Gardening Tips
Apr 8th, 2016
Do you have a garden that is chock full of unsightly weeds? If so, you should know that you are not alone. Weeds infiltrate gardens of all varieties. Those who are proactive and take preventative measures will eventually enjoy a green space that is ... Read More
On Demand Dog Walking App!
Mar 24th, 2016
On-Demand Dog Walking App Launches in Texas (I’m hoping that it will launch in Boston!) An app that provides dog owners with instant access to dog walkers is moving to Texas. The app, called Wag!, has so far been rolled out in Los Angeles, San... Read More
Tips on Hiring a Contractor for Your Home
Feb 25th, 2016
Check out these great tips on hiring a contractor! One of the most critical parts of planning a home improvement project is finding a contractor you can trust. Unfortunately, that is not often an easy task. Whether you are putting an addition on yo... Read More
The Ins and Outs of Student Loans
Feb 17th, 2016
What You Should Know About the Ins and Outs of Student Loans to Help You Prepare for the Future With the average cost of a private college education over $30,000 parents everywhere are struggling to make ends meet and help their sons and daughters g... Read More
New Dietary Guidelines
Jan 15th, 2016
Remember Your Vegetable Subgroups The government has released a new set of dietary guidelines, and there’s little about them that are likely to change your eating habits. No, science hasn’t discovered that salty snacks and ice cream are part... Read More
How to Keep Your New Year’s Resolution
Dec 22nd, 2015
We all know how it goes: two weeks into January and you’re already hitting the snooze button on your New Year’s resolution. It’s always easy to set goals but much harder to keep them! Read our tips and tricks on how to stay strong, discipline ... Read More
Last-Minute Tax Planning Tips
Dec 21st, 2015
The tax year ends in just days, these last-minute tax planning tips can protect your assets and make your life easier in 2016, and beyond. Here are five good suggestions from the tax pros at Ernst & Young: “1) Stockpile money in tax-advantage... Read More
Where do I get the best holiday bargains?
Dec 18th, 2015
With the holiday season upon us, you may be tempted to overspend simply to cross names off your shopping list. Don’t do it! Here we’ve included some great sites that can help you get best holiday bargains with coupons, comparisons, free shippin... Read More
New Tool Helps with Retirement Planning
Dec 8th, 2015
A new online tool from the Consumer Financial Protection Bureau (CFPB) is designed to help Americans with retirement planning, including decisions about when to claim their Social Security benefits. With Americans living longer, retirement planni... Read More
How to Not Break the Bank this Holiday Season
Dec 2nd, 2015
Want some advice on how to not break the bank this Holiday Season? Read the list of tips we’ve put together at Members Plus to help you curb your spending and avoid over-drafting during the holidays Set Your Budget. Limit yourself on how much you... Read More
10 Top Apps to Make Banking Simple
Nov 30th, 2015
Everyone wants to save money and learn how to better manage their spending. With the overwhelming variety of banking apps on the market, it may be tricky to determine which one best suits your needs. We have sifted through the lengthy list and provi... Read More
How to Create a Family-Friendly Budget
Oct 9th, 2015
There are many keys to successfully saving money – most of which start with determining your family-friendly budget. It can be a daunting task to start calculating your budget and limiting your spending but in the end the success of being able... Read More
