Category: Budgeting
Top 10 Ways to Be Successful with Your Financial New Year’s Resolutions
December 8th, 2022
We all love making New Year’s resolutions. Being hopeful, optimistic, and setting a goal can help boost our motivation to achieve what we set out to accomplish. According to a 2021 CBS News Poll, 20% of those polled chose “improving finances” as their New Year’s resolution. This made it the ...
7 Steps to Help You Budget for a Stress Free Holiday Shopping Season
November 9th, 2022
The holidays are a time of joy, light, and celebrations when families and friends gather from near and far to spend time together. The season is certainly a special time of year. Yet all the celebrations, the travel, the entertaining, the gift giving, and the food and drink that is associated with t...
Top 10 Financial Tips for Millennials
August 17th, 2022
As a millennial, you’re part of a unique and special generation. You’re probably at the exciting stage in life where you’re just starting out — or you’re beginning that career climb. Undoubtedly you want to avoid some of the financial pitfalls that have befallen previou...
7 Quick Tips About How to Make and Follow a Monthly Budget
July 5th, 2022
Knowing how to make a monthly budget is the important first step to financial freedom. That means retiring comfortably, spending time with your family, and traveling like you always wanted. Monthly budgets, however, aren’t something you can set and forget about. In order to make one work for you a...
How Does Debt Consolidation Work?
March 1st, 2022
Americans average about four credit cards per person with an average balance of about $8,000. Add in a car payment and an outstanding medical bill, remembering to make all those monthly payments or struggling to meet the minimum payment are the main reasons people look at debt consolidation. Instead...
Budgeting in Uncertain Times: 11 Ways to Save Every Day
February 16th, 2022
Although over 40% of Americans’ financial resolution is to find ways to save more money, less than half of Americans use budgeting as a way to save. Making a personal budget not only helps people save but can also help them achieve financial stability. Knowing how much money is needed to cover...
If You Need a Budget Follow These 5 Easy Tips to Get Started
January 18th, 2022
According the American Psychological Association‘s survey, which measures causes of stress, money consistently lands near the top with 61% of Americans reporting money-related anxiety. The biggest factor in this stress is overspending. We worry when total expenses (amount spent monthly) exc...
Make a Monthly Budget that Works for Your Family [5 Online Tools]
August 18th, 2021
Americans today exist in precarious financial situations. CNBC Money reports that 49% of Americans live paycheck-to-paycheck, meaning they spend every dime of their monthly income with little left for saving. In fact, Americans save so little that 61% of us have not saved enough ...
5 Easy Tips to Make Debt Consolidation Work for You
March 3rd, 2021
According to Debt.org, credit-card-carrying American households owe $15,000 on average in credit card debt alone, and the Federal Reserve Bank estimates Americans will exceed the nation’s record high ($12.68 trillion) in total debt which peaked during the 2008 recession. With high interest ...
How Technology Can Help You Manage Your Finances
December 23rd, 2020
Managing your money isn’t as simple as it sounds. With more and more financial services being offered online, many of us no longer balance a checkbook or know our bank account balance. Tracking expenses to stay on a budget seems more difficult. Fortunately, there are apps to ...