Category: Financial Advice

What Is A Good Credit Score? That can depend on what you’re trying to accomplish. Most people want to know more about credit scores because they’re trying to borrow money, usually in the form of a mortgage, vehicle loan, or other significant loan. The majority of credit scores opera...

Americans today exist in precarious financial situations. CNBC Money reports that 49% of Americans live paycheck-to-paycheck, meaning they spend every dime of their monthly income with little left for saving. In fact, Americans save so little that 61% of us have not saved enough ...

Securing a debt consolidation loan and paying down your obligation can fast-track you to an improved credit rating and financial stability. But success requires personal vigilance and fiscal responsibility. Needless to say, not everyone trying to consolidate debt achieves their goal of financial fre...

5 Tips to Relieve Your Debt and Stress The average debt load for Americans, including mortgages and car loans, is $132,529. Of that, over $16,000 is tied up in credit cards. All of this debt contributes to a high level of stress for many families. If you’re ready to take charge of what you owe...

When you finance your next used car purchase, you want to know that you have not only the right car but also the right car loan. Car loans are not all created equal, and you need to know that you have affordable pricing that meets your needs well. As you shop for used car financing, […]...

Rushing to file your tax return increases the chances of error, which can delay your refund, trigger an audit or cause you to have to pay more later. Here are five common tax mistakes on tax returns and how to avoid them. 1. Missing or incorrect ID People sometimes get so focused on the numbers...

Even if saving has never been your thing and money is tight, the coming of a new year is an opportunity to change old financial habits. Here are some ways to become a more efficient saver. 1. Budget Budgeting helps you organize your finances so you have money left over to save each month. It [&helli...

The best home equity line of credit is going to allow you to do one thing. Get a loan. Many times it’s just called a second mortgage. Although it’s slightly different than a traditional loan in the way that it’s based on the amount of built up equity you have in your home. Think of […]...

For a person with cash in their hand, they might consider a traditional savings account or the money market. The two types of accounts are similar in some ways but they do have their differences as well. Both accounts pay interest on deposits but the rate of interest varies. The money market pays a ...

Unfortunately, billions of consumers have their identity stolen by con artists and identity thieves each year. Today’s modern cybercriminals are good at their “jobs.” They are a crafty bunch and have thought of just about everything they can to scam you and steal your identity. Identity theft ...