Category: Financial Advice

Identity theft continues to be a booming business: In 2014, 17.6 million Americans fell victim, and cybercriminals made off with $15.4 billion. And tax refund theft remains a lucrative piece of that business, despite the IRS’ efforts to stamp it out. How do hackers do it? In one scam, they fil...

Choosing between a Roth and traditional IRA account with a Credit Union for your individual retirement plan can significantly determine your long-term savings. Therefore, it is important to understand each one of the two accounts so that you can make an informed decision when settling on one. What i...

A brand new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start. 1. Get on budget Take charge of your finances by creating a budget. Start by calculating after-t...

There are all sorts of ways to guard your home from the winter elements. Some are cheap and may even fall in the do-it-yourself category, like adding weather stripping and caulking. Other endeavors, such as swapping out single-pane windows for energy-efficient double panes, or replacing a furnace, a...

Like many consumers, you probably purchase gifts for loved ones during the holidays. Last minute rushes to find the perfect gift leave many shoppers frustrated with their purchase price and the holiday crowds. Nevertheless, you can avoid the crowds and save money by starting your holiday shopping e...

Below are a few helpful suggestions on why you should get preapproved for a car loan. When shopping for a new car, many people overlook one important step: getting preapproved for an auto loan. It’s a simple process that can make car-buying go more smoothly and save you money. Preapproval is a...

Check out these great tips on how to manage your finances after graduating from college. You’re done with college, and now you’re ready to be on your own. But for newly minted grads who didn’t major in money management, here’s one last assignment: Summer reading to help with ...

Below are 4 Things you Need to Know to Have a Stress Free Retirement People are living longer than ever – which is great news, until you think about retirement. That is why we’ve put together the 4 things you need to know to have a stress free retirement!  According to figures from the So...

Check out these tips on how to budget when you have seasonal income! Rewarding careers don’t always come with a steady paycheck. People who work in agriculture, construction, tax preparation, entertainment, landscaping or other types of freelance and seasonal businesses, income may vary wildly...

Check out our Great Tips on Staying Safe at the ATM and Avoiding Card Skimming If you use ATM machines, you’re at risk for card skimming. 33% of all debit card fraud incidents have been linked to card skimming, with over $2 billion in losses at ATMs around the world. Card skimming is the prac...